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Why do you need Total Motor Assist?
Why do you need Total Motor Assist?

UK law is on your side and empowers us to do what we do for you

In the event of an accident that's not wholly your fault, you have the legal right to be put back into the same position that you would have been in had the accident not occurred. All the services we provide are in accordance with this legal principle.

You're more at risk on UK roads than you might think

There are 12,000 road accidents a day in the UK, more than 6,000 of which are a third party's fault.

Statistically it's likely you know someone who's had a road accident - and how many times have you been stuck in traffic because there's an 'incident ahead'? With over 28 million cars on UK roads and rising, the risk factor is increasing.

In short, the need for accident-specialised services that sit alongside and augment your car insurance is very clear.

We fill the gaps in your car insurance and save you hundreds of pounds

Gap plugged: it's unlikely that your insurer will provide accident recovery - with us it's standard (Expand...)

Roadside recovery after an accident is not part of a standard motor insurance policy and unlikely to be included in any breakdown cover you have either.

With us you get free accident recovery as standard, saving you hundreds of pounds and giving you peace of mind in knowing you'll never be stranded at the roadside.

Gap plugged: a like-for-like replacement car delivered to you, not a courtesy car (Expand...)

Instead of a humble courtesy car from your insurer that may well be unsuitable for your needs, we'll always seek to provide you with an as-new like-for-like replacement car similar to your own.

For example, if you drive a large MPV because you need it for your family, then we'll seek to provide you with another one of the same specification.

And we'll deliver it to your home or wherever in the UK you ask us to - you don't even have to go and collect it yourself.

Gap plugged: we can provide private medical treatment for injury, bypassing waiting lists (Expand...)

By its nature car insurance is primarily focused on your car, whereas we care just as much about your personal wellbeing as we do about your car.

So if you or any member of your family is injured in a non-fault accident and you choose to exercise your legal right to bring a claim for personal injury, medical treatment for whoever is injured, be it you or any member of your family, at a private local clinic can be included in your claim.

This bypasses any NHS waiting list that applies, on average speeding up your recovery by 4 months..

Money saved: not having to pay your insurance excess after a non-fault accident (Expand...)

Why should you have to suffer an excess payment on your own car insurance when an accident is someone else's fault?!

In the event of a non-fault accident where there is an identified third party, we can recover all our costs from the third party insurer. So we don't normally need to claim on your own car insurance.

When there's no claim on your insurance, this means your insurance excess payment is no longer required, saving you potentially hundreds of pounds (depending on how high your excess is).

Money saved: avoiding adverse effect on your No Claims Discount (Expand...)

Where the accident isn't your fault and there's an identified insured third party, we recover all our costs from the third party insurer. So there's normally no need for you to make a claim on your own car insurance.

When there's no claim on your own car insurance, this means that your no claims bonus can't be adversely affected.

This can save you a lot of money on your insurance renewal.

Money saved: Our free accident recovery saves you £250+ (Expand...)

Your car insurance or breakdown cover is unlikely to include accident recovery - remember, accident recovery is a very different thing from a breakdown.

So if you need accident recovery but you're left to your own devices, what are you going to do? Arrange your own recovery with a local recovery agent, or rely on the police being able to help - which is not guaranteed.

Either way, you're looking at a hefty cost of around £250. As our member you're incredibly better off:

(a) you can count on our recovery coming to help you; and
(b) you can count on our recovery being 100% free of charge.

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Assist Protect Ltd.

Where the term 'cover' is used in this site, it is as an umbrella term denoting the benefits and services included in our membership package and not to denote a policy of insurance.

Assist Protect Ltd is a company limited by shares and the registered office is at Mercia Place, 2 Main Street, Repton, Derbyshire, United Kingdom, DE65 6EZ Company No. 7184256.

© Assist Protect Limited. All rights reserved.

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